Federated Insurance

Company Description

More than a century ago, a group of business owners in a Minnesota trade association, unsatisfied with the terms and pricing of the East Coast insurance companies, came together to form a mutual insurance company that would ensure the best run, most safety-conscious businesses in select industries. Through industry-specific insurance coverage and risk management resources, they would drive down the costs for their members’ businesses. Federated Mutual Insurance Company was born. Today, hundreds of local, state, and national affinity partners embrace this mission and exclusively recommend Federated to their members.


The Federated Insurance Mission Statement reads: As a mutual insurance company, we believe the success of our clients measures our value. It’s our business to protect yours®.


That mission continues to guide the organization. You see it in highly trained direct marketing, direct claims, direct underwriting, and direct field services personnel positioned throughout the country to deliver face-to-face, local consultation unique to the industries served. There is no middleman. This direct model is the best way to help clients address their total risk management needs through:

- Property and casualty coverage
- Life and disability income coverage
- Workers compensation coverage
- Business succession and estate planning services
- Industry-renowned risk management resources

Federated Insurance is A+ (Superior) by A.M. Best® and is headquartered in Owatonna, Minnesota. The mission of visionary association members a century ago lives on.


The MLA exclusively recommends Federated Insurance to its members for property & liability, workers compensation, and financial protection services.


Some of these services are offered by third parties independent of Federated with the understanding that Federated nor its employees provide legal or other expert advice.



  • Business Insurance
  • Employee Benefits Program
  • Insurance, Disability Income
  • Insurance, Employee Benefits
  • Insurance, Life
  • Property Insurance